How to Pay

Arranging and paying for services

EJAI Loves Home Care eases the process of arranging and paying for home health care services by managing your paperwork and coordinating with your payors to determine levels of coverage.

We also bill the appropriate plan directly and can assist you in accessing reimbursement from long-term care insurance providers.

Resources

Home Care FAQ

Arranging and paying for services

The following answers to frequently asked questions can help you learn more about home health care and EJAI Loves Home Care. Want to talk to our team? Contact the office nearest you or call (813) 851-4178. We’re available Mon-Fri 9am-5pm to answer any questions you may have.

General FAQs
What is Home Health Care?

The term “home health care” describes a wide range of health care services that can be provided in your home. There are many reasons why people may need care at home. Some are recovering from surgery, or have a chronic condition or disability that requires ongoing care. Others need certain therapies or could use some assistance with activities of daily living.

What services does EJAI offer?

EJAI Loves Home Care offers a broad range of services to clients in the comfort of their own homes. We provide nursing care for short-term or ongoing care needs, ranging from basic wound care after surgery to complex care. Our rehabilitation and therapeutic services are available. We also provide assistive care services that help clients with self-care needs and household tasks so they can continue living independently at home. EJAI specialty practices include Home Health, Adult Nursing, and Assistive Care.

How are these services paid?

EJAI coordinates and accepts reimbursement from the largest group of health insurance payors in the country. This includes Medicare, Medicaid, Veterans Benefits, Workers Compensation, other Government Programs, Private Health Insurance, Long-Term Care Insurance, Auto Insurance, and HMOs. We also accept private pay. Our goal is to give you added peace of mind by simplifying the process. We have reimbursement specialists who can handle all the paperwork for you, contact payors to determine levels of home health coverage, and then bill the appropriate plan directly. We also help in accessing reimbursement from Long-Term Care Insurance providers.

How do you ensure I receive excellent care?

Your care is the result of a deep, companywide commitment to meeting the highest professional, ethical, and safety standards. Every EJAI health care professional is supervised by a registered nurse (RN) clinical manager. At an even higher level, EJAI maintains our own team of clinical specialists who make regular quality visits across the company to assess care standards and provide education to our managers and care teams.

How do you hire EJAI caregivers?

EJAI verifies work history, credentials, references, and performs thorough background checks. Our care professionals also undergo an in-depth interview process and annual skills assessments with ongoing training and supervision after hire. They must also demonstrate a commitment to delivering care with compassion, excellence, and reliability.

Long-Term Care Insurance

This type of insurance covers the cost of care beyond a predetermined period of time. Long-term care insurance covers care generally not covered by your primary insurance plan. Unlike traditional health insurance, long-term care insurance is designed to cover long-term services that include skilled, assistive or personal care services in a variety of settings such as home, a community organization, or other facility.

Insurance Companies

EJAI Loves Home Care coordinates and accepts reimbursement from the largest group of health insurance payors including workers’ compensation, auto insurance, and employer and consumer plans.

Health Care Exchange Marketplace

The marketplace is for individuals without health coverage through work or state programs and allows you to compare health insurance options that meet your needs and fit your budget. Open Enrollment for 2022 coverage is over. But you may still have options to get health coverage. After Open Enrollment, you can enroll in private coverage through the Marketplace only if you have a qualifying life event or a complex situation related to applying in the Marketplace. Learn more by visiting healthcare.gov.

Medicare

The largest payors of home health care services, Medicare provides health care coverage for persons age 65 and older, persons who are defined for social security purposes as “disabled” for at least two years, and certain other special cases. Visit medicare.gov for more information.

Medicaid

Medicaid is a state government program that provides health care insurance and medical assistance to people, including families and children, who meet income eligibility requirements.

Veteran Benefits

Veterans benefits include a wide range of services including long-term care, home or community-based care, and nursing home or facility care. Your eligibility for these services will be determined based on your need for ongoing treatment, personal care, and assistance, as well as the availability of the service in your location. Other factors, such as financial eligibility, your service-connected (VA disability) status, insurance coverage, and/or ability to pay may also apply.

Workers Compensation

An employee or their dependents can receive workers’ compensation benefits for an injury or death arising out of and in the course of employment. The employer or their insurance carrier pays for necessary and reasonable medical treatment, loss of wages during the period of rehabilitation and when documented, benefits for permanent disability. In the event that a worker is injured while working for an uninsured employer, application for medical and temporary benefits can be made to the Division’s Uninsured Employers Fund (UEF).

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